Cash App is a popular mobile payment app. Many people in the US love it for sending money to friends, paying bills, and even buying Bitcoin. But what about people in the UK? Is Cash App available here? Can you still use it? If not, what are the best other options?
In this article, we explain everything in simple words. We cover if Cash App works in the UK right now, what happened in the past, why it matters, and the top alternatives that work great in the UK. This guide helps you choose the right app for sending and receiving money easily and safely.
Is Cash App Available in the UK?
No, Cash App is not available for new users or full use in the UK as of 2026.
Cash App first came to the UK in 2018. It was run by Block, Inc. (the company started by Jack Dorsey, who also co-founded Twitter/X). At first, it offered features like sending money to friends, getting a Cash Card (a debit card), and some other services.
But in July 2024, Block announced it would close Cash App in the UK. The full shutdown happened on September 15, 2024. The company said it wanted to focus more on growing in the United States instead of other countries.
After the closure:
- Existing UK users could not add new money or use most features after the date.
- The app told users to move their money out before the deadline.
- Now, the official Cash App site and help pages say the service is only for the US.
- You cannot download or sign up for Cash App in the UK for regular use.
- Some old users might see limited access or errors if they try to open the app.
A few sources from early 2025 or 2026 might say it is still available, but those are outdated or wrong. The official position and most recent reports confirm the UK service ended in 2024.
Cash App cards might still work for payments in some UK shops (because Visa/Mastercard works worldwide), but you cannot manage the account or get a new one from the UK.
In short: If you live in the UK and want to use Cash App like people do in the US, it is not possible anymore.
Why Did Cash App Leave the UK?
Block decided to stop in the UK for business reasons. They said it was a hard choice, but they wanted to put all their energy into the US market, where Cash App has over 50 million users.
The UK has strong competition from local apps and banks. Apps like Revolut, Monzo, Starling, and PayPal already do similar things. It was hard for Cash App to grow big here.
This happens often with fintech companies. They try new countries, but if it does not grow fast, they pull back.
What Was Cash App Like in the UK Before It Closed?
Before September 2024, Cash App in the UK let users:
- Send and receive money to other Cash App users quickly (like PayPal or bank transfer).
- Get a free Cash Card (a custom debit card linked to your balance).
- Pay in shops or online with the card.
- Boost offers for discounts at some places.
- Buy and sell Bitcoin (but with limits).
- Invest small amounts in stocks (this was more US-focused).
It was easy to use. You linked a UK bank account or debit card, added money, and sent cash to friends with just a $Cashtag (like a username).
Many people liked it because it was simple and had no fees for most basic sends.
But now, none of these features work for new UK users.
Best Alternatives to Cash App in the UK
Since Cash App is gone from the UK, here are the best apps and services that do similar things. These are popular, safe, and easy for UK people in 2026.
We picked these based on ease of use, low fees, speed, and features like peer-to-peer payments, debit cards, and international sends.
1. Revolut – The Top All-in-One Choice
Revolut is one of the best Cash App alternatives in the UK. It has over 70 million users worldwide, and it works great here.
Why people love Revolut:
- Send money to friends instantly for free (UK to UK).
- Get a free or paid debit card to spend.
- Hold and exchange many currencies (great for travel).
- Buy, sell, and hold stocks, crypto, and commodities.
- Budget tools, savings vaults, and cashback offers.
- Very good app with easy setup.
Revolut is regulated in the UK and protects your money. It is like Cash App but with more features.
Best for: Everyday payments, travel, and investing small amounts.
2. Monzo – Simple and Friendly UK Bank App
Monzo is a full mobile bank with a great app. It feels a lot like Cash App for daily use.
Key features:
- Instant transfers to other Monzo or UK bank users.
- Free debit card with spending notifications.
- Pots to save money for different things.
- Easy to split bills with friends.
- No foreign fees on spending abroad (on some plans).
- Overdrafts and loans if you need them.
Monzo has FSCS protection up to £85,000, so your money is safe.
Best for: People who want a full bank account in an app.
3. Starling Bank – Another Strong Mobile Bank
Starling is similar to Monzo. It is trusted and easy.
Highlights:
- Free instant payments.
- Debit card with no fees abroad.
- Spaces to organise money.
- Joint accounts and business accounts.
- Good customer support in the app.
Like Monzo, it is a real bank with strong safety.
Best for: Travel spending and simple banking.
4. PayPal – Great for Sending Money and Online Payments
PayPal has been around for a long time and works everywhere in the UK.
What it offers:
- Send money to friends and family (free if from balance or bank).
- Pay online at millions of shops.
- Get a PayPal debit card in some cases.
- Good for international sends (but fees apply).
- Buyer and seller protection.
Many people use PayPal as a Cash App replacement for quick sends.
Best for: Online shopping and international transfers.
5. Wise (Formerly TransferWise) – Best for International Money Transfers
If you send money abroad a lot, Wise is excellent.
Why choose Wise:
- Real exchange rate with low fees (cheaper than banks).
- Hold money in many currencies.
- Get a debit card to spend worldwide.
- Fast transfers to bank accounts.
- Very transparent – you see all costs upfront.
Wise is not exactly like Cash App for friend payments, but it beats it for cross-border sends.
Best for: Sending money to other countries cheaply.
6. Other Good Options
- Google Pay / Apple Pay: For contactless payments and some peer-to-peer sends (linked to your bank).
- Zelle: Not in UK (US-only), so skip it.
- Venmo: Owned by PayPal but mostly US.
- Remitly or Xoom: Good for international family sends.
For most UK users, Revolut, Monzo, or Starling give the closest Cash App experience.
How to Choose the Right Alternative
Think about what you need most:
- Quick sends to friends in the UK? → Revolut or Monzo.
- A debit card for spending? → Revolut, Monzo, or Starling.
- Buy Bitcoin or stocks? → Revolut.
- Send money abroad cheaply? → Wise.
- Online payments? → PayPal.
All these apps are free to start, regulated, and have strong security (like PIN, biometrics, and fraud protection).
Download a couple and try them. Most take just minutes to set up.
Safety and Tips for Using Payment Apps in the UK
Always use strong passwords and enable two-factor authentication.
Never share your login details or send money to strangers.
Check for the FCA (Financial Conduct Authority) regulation – all the apps above are authorised or registered.
If something goes wrong, contact support right away. Most have chat in the app.
Keep your app updated for the latest security.
Final Thoughts
Cash App was fun and easy when it was in the UK, but it left in 2024 to focus on the US. You cannot use it properly here anymore.
The good news? The UK has amazing alternatives like Revolut, Monzo, and Starling. These apps are often better because they are made for UK rules and needs. They offer instant payments, free cards, and extra tools like savings and travel perks.
Try one today – you might like it more than Cash App!
Disclaimer:
This article is only for information. It is not advice of any kind. We are not promoting any app and we are not affiliated with any company. We do not earn money or commission from this article. App features can change, so always check the official website before using any app. Use these apps at your own risk.
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